Terms of Service

Last Updated: September 2025

1. Acceptance of Terms

By accessing and using TopCalculatorOnline, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

TopCalculatorOnline provides free online calculators for various purposes including but not limited to financial calculations, health assessments, educational tools, and general utilities. Our service is provided "as is" and "as available."

3. User Responsibilities

Users are responsible for:

• Providing accurate input data for calculations
• Understanding the limitations of online calculators
• Verifying important results with professional sources
• Using the service in compliance with applicable laws
• Not attempting to reverse engineer or copy our software

4. Limitations and Disclaimers

TopCalculatorOnline and its calculators are provided for informational and educational purposes only. We make no warranties or guarantees about:

• The accuracy, reliability, or completeness of calculations
• The suitability for any particular purpose
• Uninterrupted or error-free operation
• The correction of defects or errors

5. Limitation of Liability

In no event shall TopCalculatorOnline, its owners, operators, or affiliates be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from:

• Use or inability to use our calculators
• Errors, inaccuracies, or omissions in calculations
• Financial losses due to calculation errors
• Any decisions made based on our calculator results

6. Professional Advice Disclaimer

Our calculators do not constitute professional advice. For important decisions involving:

• Financial matters: Consult qualified financial advisors
• Health assessments: Consult healthcare professionals
• Legal matters: Consult legal professionals
• Engineering calculations: Consult certified engineers

7. Intellectual Property

All content, including calculator algorithms, design, and text, is the property of TopCalculatorOnline and is protected by intellectual property laws. Users may not reproduce, distribute, or create derivative works without permission.

8. Privacy and Data

We respect user privacy and do not store calculation inputs or results. Please refer to our Privacy Policy for detailed information about data handling.

9. Modifications to Terms

We reserve the right to modify these terms at any time. Continued use of the service after changes constitutes acceptance of the new terms.

10. Governing Law

These terms shall be governed by and construed in accordance with applicable laws. Any disputes shall be resolved through appropriate legal channels.